Skip to content




  • 1. Set your goal.

    There are many reasons to refinance your home loan. Lower interest rate, shorten the term, convert from adjustable to fixed, or vice versa, to tap into equity for a large purchase, or for debt consolidation. Knowing the goals of our refinance clients helps us choose the best lender and product.

  • 2. Check your credit report and score.

    You are entitled to one free credit report every 12 months from each agency: or by calling Toll Free: 1-877-322-8228. It is a good idea to check it throughout the year to catch any mistakes that could cause issues when applying for a loan.

  • 3. Shop the best mortgage refinance rate.

    Mortgage rates vary based on credit score and economic factors. Mahoney Mortgage will work with you to find the best rates.

  • 4. Contact at least 3-5 lenders

    When you choose Mahoney Mortgage, we make it easy as we work top lenders and will find the best match. Let Mahoney Mortgage do the work.

  • 5. Lock your rate

    A mortgage rate lock in an agreement between you and the lender to lock in the rate for a specified time. This protects you against a rise in interest rates during the lock period.

  • 6. Close on your loan.

Paving the Way to Your Home Financing Goals

Connect with us today and take the first step towards secure, hassle-free financing.

Skip to content